const { data: account } = await clinik.accounts.create({
  status: 'active',
  type: 'patient',
  name: 'Jane Doe - Primary Account',
  patientId: 'pt_abc123',
  servicePeriod: { start: '2025-01-01', end: '2025-12-31' },
  ownerId: 'org_sunrise_medical',
  coverage: [
    { coverageId: 'cov_bcbs_001', priority: 1 },
    { coverageId: 'cov_dental_001', priority: 2 },
  ],
  guarantor: [{
    partyId: 'Patient/pt_abc123',
    onHold: false,
  }],
  description: 'Primary billing account for outpatient services',
});

const { data: subAccount } = await clinik.accounts.create({
  status: 'active',
  type: 'expense',
  name: 'Cardiology Services',
  patientId: 'pt_abc123',
  partOfId: account.id,
});

const { data } = await clinik.accounts.search({
  patientId: 'pt_abc123',
  status: 'active',
});