const { data: account } = await clinik.accounts.create({
status: 'active',
type: 'patient',
name: 'Jane Doe - Primary Account',
patientId: 'pt_abc123',
servicePeriod: { start: '2025-01-01', end: '2025-12-31' },
ownerId: 'org_sunrise_medical',
coverage: [
{ coverageId: 'cov_bcbs_001', priority: 1 },
{ coverageId: 'cov_dental_001', priority: 2 },
],
guarantor: [{
partyId: 'Patient/pt_abc123',
onHold: false,
}],
description: 'Primary billing account for outpatient services',
});